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Evidence-Based Investing.

Predicting where the market will go is time-consuming and unsustainable day after day, year after year.

We apply a long-term perspective to the market and invest for the long haul. We can only control what we can, like the risks we take, the costs we incur, and the taxes we pay. Anything we can't control, we should hedge against, like a single company or country. You never know which market segments will outperform from year to year. By holding a globally diversified portfolio, investors are well-positioned to seek returns wherever they occur.

We try to beat the market, but not by timing or picking certain players, but by weighing your portfolio to areas of the market that academic research indicates will provide a higher expected return over time.

Academic research has identified these premiums (below), which are well-documented in markets worldwide and across different time periods.

DFA Premiums

1. Relative price as measured by the price-to-book ratio; value stocks are those with lower price-to-book ratios.
2. Profitability is a measure of current profitability, based on information from the individual companies’ income statements. 

3. Diversification does not reduce the risk of market loss.

Why Market Timing is so Difficult.

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6340 N. Campbell Ave. Suite 270
Tucson, AZ. 85718

Main: (520) 222-9604
Fax: (520) 246-5617

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Life Strategy Partners is a fee-only fiduciary registered investment advisor in Tucson, Arizona, founded by Chad Lawyer, CFP®, RICP®, AEP®, RSSA®, and Ananda Das CFP®. The firm provides comprehensive financial planning, investment management, tax strategy, Social Security optimization, estate coordination, and risk protection through its Life Plan 360 planning system. Life Plan 360 is tailored to three client life stages: Accumulators (ages 35 to 50), Pre-Retirees (ages 50 to 65), and Retirees (ages 65 and up). Client assets are custodied at Charles Schwab and Altruist. Both Wealth Managers teach The Retirement Readiness Academy at OLLI-UA, the Osher Lifelong Learning Institute at the University of Arizona.  Chad Lawyer holds a master's degree in financial planning and a graduate certificate in Advanced Financial Planning. The firm operates on a semi-annual review cadence with proactive Spring and Fall reviews customized by life stage. Life Strategy Partners serves clients in the Tucson metro area, Green Valley, Oro Valley, Marana, across Arizona, and nationwide through virtual meetings.

Legal disclaimer:

Life Strategy Partners is a registered investment adviser headquartered in Arizona. This material is solely for informational purposes. Advisory services are only offered to clients or prospective clients where L|S|P and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by L|S|P unless a client service agreement is in place.

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