Wealth Managers who genuinely care about you.

As registered investment advisors, we are ethically and legally bound to act in your best interest as fiduciaries. We do not receive commissions for financial products or transactions, and the only person who provides us with compensation is you. Our pricing structure is clear and transparent, so you won't have to worry about hidden costs or how much you're paying us. Our Life Plan 360 provides continuous comprehensive financial life planning and investment management based on extensive financial science and empirical research, often referred to as 'Evidence-Based Investing'. Throughout the ups and downs of your life's journey, we will be available as your "thinking partner" to brainstorm options and identify the path that is best suited for you and your family. L|S|P is dedicated to helping you make mindful and prosperous decisions about your finances and life, leading to reduced anxiety, increased life satisfaction, and the pursuit of a meaningful retirement. We provide two pricing models based on the assets under management: 1) Our Hybrid Pricing Model is based on the market value of the assets under management plus a Monthly Comprehensive Financial Planning Fee and is calculated as follows ($0 minimum): Plus a comprehensive financial planning fee of $300 per month. Total: 0.30% of assets under management (Quarterly) + $300 per month. When clients' assets reach $500,000 or more under management, their fees will be transitioned to our Standard Pricing Model as soon as administratively feasible. 2) Our Standard Pricing Model is based on the market value of the assets under management ($500,000 minimum): The Standard Pricing Model is a blended fee schedule.

We are committed to serving clients from all backgrounds and walks of life. We understand that everyone's financial journey is unique, and we are here to support you. However, as a business, we require compensation in order to sustain our operations. The "Life Plan 360" for Accumulators: This exclusive life plan is designed for individuals who have an annual income of $150,000 or more. If you are in the wealth accumulation phase of your life, this plan is uniquely tailored to your financial needs. The "Life Plan 360" for Pre-Retirees: This exclusive life plan is designed for those who have diligently saved approximately $500,000. If you are within ten years of retirement this plan is uniquely tailored to your financial needs. The "Life Plan 360" for Retirees: This exclusive life plan is designed for those who have diligently saved approximately $1,000,000. If you are currently retired this plan is uniquely tailored to your financial needs. Our services are designed to support individuals who excel at saving but need expert assistance in managing their finances. Our team, with many designations tailored towards our clients needs, can help you navigate the constantly evolving tax laws, regulations, and external factors. If we are unable to provide our services to you, we will strive to address any inquiries you may have and direct you to alternative resources.

Your Financial Journey Deserves a Strategy as Unique as You Are Life isn't one-size-fits-all and neither should your financial plan be. We've crafted three distinct Life Plan 360 strategies, each precisely engineered for where you are today and where you're headed tomorrow. Life Plan 360 for Accumulators: For professionals more than 10 years from retirement You're in your peak earning years, and every financial decision you make now echoes for decades. This isn't the time for cookie-cutter advice. Our Life Plan 360 for Accumulators transforms high achieving professionals into strategic wealth builders, uncovering hidden opportunities in your taxes, employee benefits, and investments. Life Plan 360 for Pre-Retirees: For those within 10 years of retirement The decade before retirement is make-or-break time. One wrong move could cost you years of financial security. Our Life Plan 360 for Pre-Retirees ensures you don't just reach retirement you arrive prepared, confident, and positioned for the lifestyle you've earned. We orchestrate every moving piece of your transition, from optimizing Social Security to properly transitioning your portfolio, so nothing falls through the cracks. Life Plan 360 for Retirees: For those already in retirement You've made it. Now let's make it last. Our Life Plan 360 for Retirees strikes the perfect balance between living the retirement you've dreamed of and protecting the nest egg that makes it possible. We handle the complex choreography of income streams, tax strategies, and legacy planning, so you can focus on what matters most enjoying this chapter of your life with complete peace of mind.

Our holistic process is designed to prioritize your interests and enhance your financial well-being and overall life satisfaction. This approach will help you clarify your values, priorities, circumstances, and aspirations, guiding you in defining and designing your unique vision of a meaningful retirement. Additionally, our Meaningful Conversations process serves as a powerful tool to deepen your understanding of the habits and attitudes that will support your financial and life goals, facilitate successful life transitions, and ultimately lead to a more secure and fulfilling retirement.